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Profiles

Let's look at five profiles of people at different stages of life who have developed personal investment strategies to help them reach their financial goals by the time they retire. The profiles examine how individuals with different life situations, experiences and comfort levels for investing came up with their investment strategies and chose their investment options. While everyone and every life situation is unique, a review of these profiles may offer you some tips that you can use in determining your own investment strategies.

After you read the profiles, take another look at how much money you need to save, how long you have to save, and how much you can afford to put away each month.

Ron Smith

Age: 25
Status: single
Annual Income: $28,000
Years to retirement: 40

Maria Peralta

Age: 56
Status: widow
Annual Income: $85,000
Years to retirement: 2

Janice Olson

Age: 34
Status: single parent
Annual Income: $24,000
Years to retirement: 33

Wade Bishop

Age: 61
Status: married
Annual Income: $49,000
Years to retirement: 4

Bill Woods

Age: 46
Status: married parent
Annual Income: $39,000
Years to retirement: 20

Diversification  Ron Smith